Since car insurance in Malaysia has moved from tariff to detariff this year 1st of July, many insurance companies are cracking their heads, squeezing their brain juice just to provide customers with the most competitive price along with additional benefits.
Liberty Insurance has since introduced Ezy Plus, a 4-in-1 product, which comes together with the comprehensive cover for private car (private use) without additional premium. This means that they are FREE EXTRA COVER. And most importantly, any claim from these 4 incidents has no effect to your NCD and no excess apply! Such a great news!
So, let’s see what free stuff we’ll get from Ezy Plus:
Personal Accident (PA)
This is applied only for the policyholder. You can claim up to RM10k if you suffer from permanent disablement and RM10K if death occurs. Also, you can get RM1k for funeral expenses. This can be claimed when the named vehicle is involved and the death or PD is within 180 days from the date of accident.
This is also applied only for the policyholder. If you suffer from any injury in a car accident inside the named vehicle, you can claim your medical fee up to RM1500 per accident/per claim. Even good news is that you can make unlimited number of this medical expenses claims for the entire year. Wow!
Don’t be too sad if your car key is stolen by unknown person or stranger. You are covered with up to RM500 per policy year to replace your car key. This key replacement coverage is one claim per year involving the named vehicle.
Child Seat Replacement
If your child seat is damaged due to car accident or flood or was stolen in the named vehicle, don’t worry too much, you can get up to a maximum limit of RM300. Similar to windscreen, this child seat replacement is a one-claim-per-year benefit.
All these four additional benefits included in your new policy with FOC will not affect your NCD and will not incur any excess fee. WOW! This is such a great and attractive comprehensive motor insurance plan isn’t it?
Want to renew your car insurance policy now? Call 012-4885711 or contact us here.